Affordable Arizona Health Insurance from
Blue Cross® Blue Shield® of Arizona
ALERT #1: Child-Only policies will no longer be offered by BCBSAZ effective 10/01/2010.
ALERT #2: Four new plans begin 10/01/2010 for those 18-64 years of age. Non-smokers will now save 10%-40%. Rate adjustments will now be quarterly. Premiums will be based on actual age, no longer using an age band of several years.
Welcome to Michael Higgins Insurance, an independent medical insurance agency that specializes in health insurance plans offered by Blue Cross Blue Shield of Arizona.
It used to be a given that most working Americans and their families would be covered by the health insurance plan offered by their employer. Times have changed. Today, large and small companies are searching for ways to hold down the rising costs of health insurance. Some companies simply don’t offer health benefits, while other companies often require employees to contribute a larger share toward their coverage. At most companies contract workers and part-time employees don’t qualify for health benefits. And then there is the large group of folks such as students, the elderly, the unemployed, other members of the family, or the new college graduate, who may not have any health insurance or need supplementary, short term health insurance.
At Michael Higgins Insurance, we will assist Arizona businesses, individuals, and families in making an informed decision regarding their health insurance needs. Even though there are other Arizona health insurance plans available, Michael Higgins Insurance has deliberately chosen to only represent the AZ non-profit health insurance provider: Blue Cross Blue Shield of Arizona. With high quality, affordable medical insurance plans for businesses and individuals, we believe that Blue Cross Blue Shield of AZ offers the most choices, the best rates, and the service that everyone should expect from their Arizona medical insurance company.
The consequences of going uninsured or under insured can be catastrophic. When compared to the insured, the uninsured receive less preventive care, less therapeutic care, and are often diagnosed at more advanced stages of a disease resulting in higher mortality rates. And if a major illness or non-work related injury should occur resulting in your having to pay out of pocket medical expenses, the results could be devastating.
Michael Higgins Insurance will help you select the best possible plan, explain the coverage options, and provide you with on-going service for your student, family, group or individual medical insurance policy. There are no extra or hidden broker fees since the premiums for all Blue Cross Blue Shield of AZ. health care plans are determined by Blue Cross Blue Shield of Arizona, and regulated by the Arizona Department of Insurance.
EFFECTIVE 07/01/2010, IF YOU HAVE BEEN DENIED HEALTH INSURANCE DUE TO PRE-EXISTING CONDITIONS, AND HAVE BEEN UNINSURED FOR AT LEAST SIX MONTHS, PLEASE VISIT; http://www.healthcare.gov/ OR CALL MIKE HIGGINS AT 602.405.8769
HAVE QUESTIONS ABOUT THE NEW HEALTH INSURANCE LAW FOR INDIVIDUALS AND EMPLOYERS? CLICK HERE (Or call Mike Higgins at 602.405.8769)
To apply for an individual or family policy simply complete and submit an online application form. Our convenient online quote generator is the first step to choosing a plan appropriate for your needs.
For further information 24/7, please call 602.405.8769.
Michael Higgins Insurance looks forward to hearing from you.
Email: Mike Higgins.
Blue Cross® Blue Shield® of Arizona
