Click here to apply online for Arizona short term health insurance, with coverage beginning almost immediately. (Please do not click on the, “Free Online Quote,” link located on the upper right of this page, that link is for standard long term Arizona individual health insurance and family policies offered by Blue Cross and Blue Shield of Arizona.) And here is another Arizona short term health insurance policy to consider.

Arizona Short Term Health Insurance

Arizona short term health insurance is not offered by Blue Cross Blue Shield of Arizona. CSA Marketing is wholly owned by Blue Cross and Blue Shield of Arizona, and they are the agency that sells the Arizona short term health insurance policies. Blue Cross and Blue shield of Arizona has done the due diligence required to assure all prospective clients of Arizona short term health insurance policies that they are purchasing from a reliable health insurance company.

Arizona Short Term Health Insurance

Arizona short term health insurance policies are inexpensive, less than a standard major medical policy, and are ideal for the recently graduated, those between jobs, winter visitors, and those seeking child-only coverage. One of the main reasons why Arizona short term health insurance policies are inexpensive is because they do not cover any pre-existing conditions, only health related conditions that occur during the time the policy is in force, usually one to six months.

Arizona Short Term Health Insurance

Arizona short term health insurance policies, or temporary plans as they are sometimes called, may be a viable alternative to Arizona child-only policies that have been discontinued by most health insurance companies, including Blue Cross and Blue Shield of Arizona. The child-only policies were a very popular policy, offering families an inexpensive way to insure their children as opposed to the costly route of adding them to the employer’s plan. Arizona Child only plans were also a viable alternative to the SCHIP program for those that did not qualify or wanted more freedom to choose their doctor or hospital. Unfortunately, due to the passage of Obamacare Arizona health insurance companies were forced to stop selling these plans. One of the mandates included in Obamacare required all insurers that offered Arizona child only policies to accept all child applicants, no matter their pre-existing condition, and without the ability to require a waiting period on pre-existing conditions. Essentially, a parent could buy a policy while on the way to the hospital to receive medical care for their son or daughter, and when the child is well once again they could drop the policy until the next injury or illness. Obviously it would not take long for all the private insurers to go broke under these circumstances, something many suspect was the game plan all along. Fortunately though there is an alternative, Arizona short term health insurance policies.

Michael Higgins can be reached 24/7 at 602.405.8769 if you have any questions.