Blue Cross Blue Shield of Arizona is your number one source for Arizona health insurance. Did you know that Blue Cross Blue Shield of AZ. is the largest locally owned and operated health insurance organization in the state of Arizona? Also, Blue Cross Blue Shield of Arizona has been in business for over seventy years, and was recently awarded by J.D. Power and Associates the best PPO in the region.

There is a very good reason why so many folks in Arizona are very pleased with their health insurance coverage with Blue Cross Blue Shield of AZ. In fact, on average, 95% of all members give Blue Cross Blue Shield of Arizona a positive approval rating. The news gets even better when dealing with Medicare supplement plans offered by Blue Cross Blue Shield of AZ., which receive a 98.5%, on average, approval rating by all policy holders.

When it comes to choice, Blue Cross Blue Shield of Arizona has you covered. With PPO’s, HMO’s, and HSA’s to choose from, there’s bound to be a plan to fit your needs. With the largest hospital and doctor network in the state, they offer the most choice when searching for a provider. Interested in a group policy? Did you know that you can mix and match plans to best fit the company’s needs. When it comes to claims payment, claims are usually paid within 48 hours of receiving them from the doctor or hospital! This fact is one that keeps the medical providers such as your doctor happy, and keeps you happy as well, not having to get on the phone and find out why a claim hasn’t been paid.

More choices of health insurance coverage are student coverage with an adult on the policy, Medicare supplement plans, and dental plans. Student health insurance plans with an adult on the policy offered by Blue Cross Blue Shield of Arizona have identical coverage as the individual and family health insurance policies.

Have more questions? Answers are a phone call away. Feel free to call Mike anytime, seven days a week, at 602.405.8769. Michael Higgins is a licensed broker for Blue Cross Blue Shield of Arizona and has offered their products for over 30 years.

Want to apply for individual or family coverage online? Simply click on the, “Free Online Quote,” link in the upper left of the home page to get started. Dental coverage may also be applied for online, and there is a separate application for doing so located on the dental link.

The goal of this website is to assist with making an informed decision when it comes to health insurance plans offered by Blue Cross Blue Shield of AZ. Whether an HSA,PPO, or HMO, this website has answers to many of the most commonly asked questions. Possibly you would prefer to simply call Mike and ask your questions, and Mike encourages you to do so, anytime, 24/7. He will answer the phone when you call, or if he is on the phone already he will call you back within minutes. E-mails are answered quickly as well. His phone number is 602.405.8769 and his e-mail address is info@higginscompanies.com.

Premiums are determined by Blue Cross Blue Shield of Arizona and approved by the Arizona Department of Insurance. Purchasing a plan through a broker such as Mike Higgins, or directly from Blue Cross Blue Shield of Arizona, results in the price being exactly the same, as premiums are regulated by state entities and brokers cannot charge over and above the approved premium rates. There is no fee to use Michael Higgins Insurance, LLC.

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