Health Insurance In Arizona

30-360 Day Short Term

30-90 Day Short Term

Short Term Medical

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Welcome to Michael Higgins Insurance, whose principal agent, Michael Higgins, has more than 35 years of experience recommending health insurance in Arizona to residents of the state.

Health Insurance In Arizona

In the past, the best way to save on health insurance in Arizona was through a policy at work where the employer paid for the entire premium. In order to ease the ever increasing rise in health care costs, many companies, large and small, are asking their employees to help cover some of their health insurance premiums.

Health Insurance In Arizona

Michael Higgins Insurance recommends that clients choose the highest deductible they can afford for health insurance in Arizona. The higher the deductible, the lower the monthly premium will be. Many families are choosing the Blue Cross Blue Shield of Arizona option where they are able to combine a high deductible family health insurance plan (HDHP) with a family health savings account (HSA). HSAs are like IRAs for your family health insurance. The BCBSAZ qualified HSA plan for individuals, families, and groups is the Portfolio plan.

Health Insurance In Arizona

Reasonably priced health insurance in Arizona from Blue Cross Blue Shield of Arizona assures that your children will have access to the very best health care. Health insurance coverage for preventive care such as routine doctor’s check-ups, physicals, immunizations and vaccinations, and well-baby care is vital to ensuring your children stay healthy. Preventive care may discover the early signs of illness before it turns into a serious condition. Like so many things in life though, there are several schools of thought on this matter. Some extensive studies, not funded by insurance companies, have concluded that preventive care does not lower the cost of care, and in fact increases the cost of health insurance in Arizona, article.

Call us today at (602) 405-8769.