Arizona Small Business Health Insurance

30-360 Day Short Term

30-90 Day Short Term

Short Term Medical

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Blue Cross and Blue Shield of Arizona offers several small group health insurance plans in 2019 with the largest PPO provider networks.

70% of full-time employees must enroll unless they have qualifying coverage elsewhere, such as through a spouse, their own individual policy, or AHCCCS. The 70% participation requirement is waived during Open Enrollment each November 15th through December 15th. BCBSAZ no longer offers small group plans to two-person groups that are married, the group must have at least one common law W2 employee that enrolls as well.

Blue Cross and Blue Shield of Arizona is the largest locally owned and operated non-profit insurer in Arizona.

Arizona Small Business Health Insurance

Please call Mike Higgins at 602.405.8769 if you would like a quote over the phone. Enrolling in a small group plan can be completed via the Internet.