Arizona Student Health Insurance

30-360 Day Short Term

30-90 Day Short Term

Short Term Medical

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Welcome to Michael Higgins Insurance. We are an independent health insurance agency that specializes in Blue Cross Blue Shield of Arizona policies. In addition to Arizona student health insurance, we also offer Arizona dental insurance plans by TDAHP-Total Dental Administrator Health Plan, Inc., and BCBSAZ, Arizona short term health insurance, and Blue Cross Blue Shield’s Arizona Medicare supplement benefit plans.

Why Arizona Student Health Insurance?

For those in Maricopa County, a short term health insurance plan is likely the best option (please visit link above.)

Blue Cross Blue Shield of Arizona is the largest locally owned insurer in Arizona, as well as a non-profit organization, and no other insurance company compares when it comes to the negotiated rates between the insurer and their contracted providers. Blue Cross Blue Shield of Arizona members benefit, and your student is likely to ultimately pay less out-of-pocket with a BCBSAZ policy. Likewise, with Blue Cross Blue Shield of Arizona’s network of doctors and specialists, your student will have many qualified doctors to choose from in the Arizona student health insurance plan’s network.

Potential Risk of Having No Arizona Student Health Insurance:
The high cost of health care in the US presents a serious health risk, and financial risk to those students seeking Arizona student health insurance. Inadequate insurance coverage can result in temporary or permanent interruption of a student’s education. The rising number of students without student health insurance coverage further compounds the challenge of keeping health care affordable. Blue Cross and Blue Shield of Arizona student health insurance plans are tackling the problem by developing innovative programs to reduce the number of uninsured students.

If you have any questions regarding Arizona student health insurance, please feel free to contact Michael Higgins at 602.405.8769, or e-mail: