Arizona Small Group Health Insurance

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Small employers in Arizona with less than 50 employees are faced with ever increasing health insurance premiums. Thankfully, there are several advantages with offering group coverage to the employees, benefits not available to the employee if purchasing their own individual plan.

For 2017, it is likely in the employer’s best interest to offer a small group policy to their employees. One of the main benefits of a group policy with Blue Cross and Blue Shield of Arizona is the fact that the Statewide PPO will still be an option for those insured. (Non-group policies no longer offer the PPO network, only HMO networks.) Employers will likely be able to deduct the group premium as a business expense, not so with non-group policies. There may be federal assistance available for groups with less than 25 employees, or state assistance, for up to three years, through the Arizona Department of Insurance.