Arizona Medicare Supplement PPO

30-360 Day Short Term

30-90 Day Short Term

Short Term Medical

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Blue Cross and Blue Shield of Arizona Medicare PPO supplement plans C and N are available for residents of Maricopa, Pima, Apache, Cochise, Coconino, Mohave and Santa Cruz counties in Arizona. The Arizona Medicare supplement PPO plans C and N offer lower monthly premiums than the Arizona Senior Security plans A, C, F, G, and N, but require that you use physicians and hospitals in the BCBSAZ Senior Preferred provider network of over 18,000 providers. You do not need a referral to see a specialist. In emergency situations the in-network requirement is waived.

Arizona Medicare Supplement

Since there are over 18,000 providers in the Arizona Senior Preferred PPO network, and more joining often, there are ample choices in primary care physicians and specialists. You have the freedom to choose any Arizona Senior Preferred physician you want to see and are not required to go through a primary care physician gatekeeper. Using network providers means lower out-of-pocket costs and lower premiums.

If you don’t plan on traveling extensively for much of the year, one of the Blue Cross and Blue Shield of Arizona PPO Medicare supplement plans C or N may be just right for you.
There is no waiting period. Other Arizona Medicare supplement plans may make you wait for coverage, but with Blue Cross® Blue Shield® of Arizona Senior Security or Senior Preferred PPO plans you have no waiting period for pre-existing conditions, although medical underwriting may be required to determine the premium amount.


If you have any questions regarding an Arizona Medicare supplement (Medigap) plan, term life insurance, or dental insurance, please call Mike Higgins at (602) 405-8769 or send an email:

We look forward to hearing from you.