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30-360 Day Short Term

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Short Term Medical

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Broker Of Record Form 

Whether you are an individual or a small business already insured with BLUE CROSS® BLUE SHIELD® OF AZ. and would like a health insurance broker to provide you with exceptional service dealing with all your health insurance needs, Mike Higgins of Michael Higgins Insurance, LLC. is available to become your Broker of Record. With more than 30 years of experience representing Blue Cross Blue Shield of Arizona. Michael Higgins’ knowledge of the Arizona health insurance industry is extraordinary. Simply call 602.405.8769 and a form will be e-mailed to you.

What is a Broker of Record?
A Broker of Record is the particular health insurance broker or agent who shall act as the insured’s representative.

Michael Higgins will provide the personalized and free of charge services you want in your Broker, whether it is discussing changes to your Blue Cross Blue Shield of Arizona health plan, assisting with claim problems, providing alternative solutions to your health plan needs, or guiding you through PPACA, (Obamacare,) or COBRA concerns. You’ll receive exceptional service from an exceptional Broker, Michael Higgins.

It is simple to switch to another Broker of Record. If you have any questions, please feel free to contact Michael Higgins at 602.405.8769 or e-mail: Mike Higgins .

Michael Higgins
P.O. Box 34754
Phoenix, AZ. 85067