30-360 Day Short Term

30-90 Day Short Term

Short Term Medical

What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



1.) I am so grateful for your exceptional care and generosity of time in handling my application for health insurance. Your commitment to customer care and your experience in the health insurance industry is obvious. Thank you for such promptness and professionalism.   Amanda

2.) I want to thank you again for the health insurance we needed. You made the process easy and painless. We’ll certainly let our friends know how great our experience was.   Greg Novak

3.) We were totally in the dark about our health insurance options after losing our group policy. Thank you so much for your expert assistance in getting us in the right Blue Cross and Blue Shield of Arizona plan, particularly in view of Eileen’s past health experience.   Richard K.

4.) Mike, Diana and I spent many months trying to get health insurance for her with no luck. I came across your website and contacted you. That was the best move we made. Thanks to you Mike, Diane now has a Blue Cross Blue Shield AZ. PPO at a very good rate. Your wonderful assistance helping us has made a great retirement for us to enjoy. God Bless and many thanks.   Peter C. Dickau

5.) Thank you for twice helping me get the right health insurance coverage. I have been so satisfied that I refer you to friends.   Kimberly Case

6.) Michael, thank you for your individual, caring, intuitive, assistance with my families health insurance choices. Thank you for always being there to answer my questions even after the sale has been complete. You Rock!    Mrs. Dial

7.) I continue to be impressed with Michael Higgins’ help and professionalism. He diligently researched my insurance needs, even when it was not likely to result in any financial benefit to him. I almost felt guilty getting such great help for free, and without feeling pressured by him.   Dan

8.) Michael, I want to express my appreciation for your honest, simple, approach to explaining my health insurance options. Your advice proved to be right on. You were always available when I needed help. Thank you!   Kelly E.

9.) I really appreciate all the help and fast service you provided me and my wife in acquiring our health insurance. Your intimate knowledge of Blue Cross and Blue Shield of Arizona provided us with the guidance necessary to make the right selection for our health insurance needs. Thanks for everything.  Dick K. Green Valley, Arizona

10.) Michael helped me purchase health insurance for myself and my children. He made it very easy and explained everything. It was nice to talk to a person instead of reading a manual. Thanks Michael.   L.M. Killian

11.) Michael, we really appreciate your assistance with our health insurance needs. You made the process very smooth and painless. Thanks for all of your help.   Susan, Margrave Celmins, PC.

12.) The customer service I received from you was phenomenal. Thank you for helping me while I sought temporary short term health insurance while between jobs. I really appreciate how quickly you answered my questions, and how willing you were to give your time, no matter what time of day it was. Phenomenal Service!   N. Summerlin, DPT

13.) Hassle free, convenient, and smooth transaction. Thank you for helping us make health insurance a breeze. You are our #1 recommendation.   The Roberts Family

14.) I was delighted and impressed with your efficiency and efforts on my behalf to get my medical insurance arranged. I can honestly say that I have never received such speedy and attentive service from any broker. Much appreciated. Kind Regards,   Sally-Anne

15.) I just want to say that I am happy that I found Mike as my health insurance agent. He has always answered my phone calls, and always helped me with things I didn’t understand. Blue Cross and Blue Shield of Arizona are lucky to have an agent like him representing them. I would highly recommend him to anyone seeking health insurance with a great agent. I also would like to say that I have made a good friend.  Al Galletta.

16.) Dear Michael, I wanted to take this opportunity to thank you for all the help you afforded both my wife and myself getting health insurance when we moved to Arizona in February of 2008. Coming from out of state it was definitely a blessing to talk to you to help sort out the plan to secure the best, and most cost effective, coverage needed in retirement. Thanks Again!   Charlie and Sharon D.

17.) I have enjoyed working with clients of Michael Higgins Insurance Agency. Michael has a genuine interest in making sure his customers are all well taken care of. This is evident as he calls me with any concerns regarding his clients prescription plans. His clients are fortunate to have a caring broker who shows by his actions that he cares.    Suzanne Perron, Humana

18.) As small business owners, we want to thank you for your help getting policies for our employees. You helped cut through the red tape to get us the best deal possible.   Peter and Stephanie Blonsky (Owners, Office Systems Installation.)

19.) SOLO had many bad experiences with several companies in acquiring health insurance for our employees in the past. You made it easy and provided the best health insurance benefits that were affordable for all concerned. The transition to Blue Cross Blue Shield of Arizona was quick and effortless on our part. Thank you for your genuine interest. We will be recommending you to other companies.   Liana Neidlinger, Executive Director, SOLO

20.) Thank you for your patience!   Kendra Burnham

21.) Mr. Higgins commitment to service is above and beyond all expectations.   F. Adams

22.) We had a lot of questions. Thank you for all of your time and patience. You paid great attention to our needs. We will, and have, recommended you to our friends and family. Bottom line, you are awesome and you were really helpful.   Brandon and Amy Beckman

23.) Just wanted to say thank you for all of your help. You are a very
knowledgeable and caring person. I truly appreciate everything you
did. Thanks, Ban

24.) “Mr. Higgins: I did not forget about your kindness. (I am the lady from Texas that was looking for health insurance for my mom.) I was deeply touched and almost in tears that you tried to help me, although there was nothing in it for you. I thought you were an amazing human being. Your friends and family are very fortunate. Merry Christmas and a Happy New Year 2012 from a first generation immigrant in Texas” L.M.

25.) “Mike: Thank you so much for the time you took to explain all of this. We feel good about what we have and even better now. We can see, again, from what you said that there is really no other place to go for better coverage. Even though we haven’t met you, you’ve done a great job helping us with our medical insurance the past few years. Thank you. We are glad to have someone who has such a great perspective having been involved for so many years.”

Have a great day,
Judy N.