Millions of individuals are pursuing lifestyles that transcend international boundaries, creating a growing market of travelers who go abroad for extended periods of leisure, business, and schooling.
Around the world there are 30 million people that work and live outside of their native country.
Over 2 million US retirees reside abroad. Another 2 million study abroad, and millions of others from around the world are government and business employees training in their chosen profession.
In general, Medicare and Medicaid do not cover medical costs overseas. Certain Medicare supplement plans such as F and G plans will cover up to $50,000 in lifetime benefits, 20% co-insurance, $250 deductible.
Travel insurance, such as that through Geo Blue medical coverage, offers coverage on an individual and group basis. Coverage is available from doctor visits to hospitalization to evacuation. Preferred access to elite doctors and hospitals ensures quality care. Claims are settled directly so care is both cashless and convenient. There are no pre-certification penalties and terrorism is covered. Pre-existing conditions coverage is available in most instances. Health and security tools and news alerts cover hundreds of destinations. Convenient service is available via the web, mobile device or phone.
Coverage is available for expatriates as well.
From Geo Blue:
Elite Global Provider Network:
Outside of the U.S., GeoBlue has a distinctive process for evaluating medical providers that
is unparalleled in the international insurance industry. GeoBlue has approximately 165
Regional Physician Advisors (RPAs) who are strategically located around the globe to
identify the best doctors and hospitals to contract with in local communities. Our providers
must meet extensive selection criteria and agree to adhere to the quality standards set
forth by GeoBlue. They must be nominated by one of our RPAs, practice western style
medicine, possess accreditations and board certifications from American, UK, Canadian
and Australian authorities and speak fluent English. Through this selection process,
GeoBlue has developed, and continues to expand, an elite network of contracted and
profiled providers and facilities around the world. We have made a commitment to deliver
Direct Pay for both inpatient and outpatient services. Our contracted network receives
direct payment from GeoBlue so members will not have to pay and submit a claim.
Members who choose one of our long term expatriate plans with U.S. coverage have
access to the Blue Cross Blue Shield network. This network includes more than 92 percent
of physicians and 96 percent of hospitals across the U.S.
Concierge-level service:
The dedicated GeoBlue customer service team is available 24/7/365 to assist members
with finding providers, scheduling appointments, and addressing health concerns. GeoBlue
provides support to members in need of expected or unexpected access to quality medical
care, second opinions, video conferencing, and medical evacuation and repatriation
services. This team also assists members with planning for health care needs prior to
departure on assignment. Our customer service center and global health resources teams
are trained to address the needs of a global population.
GeoBlue travels with you:
With the GeoBlue app, world travelers have convenient access to the best local doctors,
hospitals and resources anywhere in the world. Search providers for medical, dental, or
mental health care and map them using GPS technology.