Many individuals misunderstand the benefit structure of Part D prescription benefits. Since the federal program began in 2006 improvements have been made periodically. From the inception of the program there has been a coverage gap or donut hole, a period when no coverage is available until the participant reaches a certain catastrophic dollar amount spent […]
Hawaii has 1,441,552 thousand residents. It is hard to imagine that more workers in the USA filed Social Security disability claims last year than live in the beautiful state of Hawaii. Sadly, this number does not include spouses, widows, or children of those employed that may have suffered a disability. Social Security benefits are not […]
Reviewing your life insurance policy with a financial professional Reviewing your life insurance policy with a financial professional As your life situations change, so do your life insurance needs. That’s why it’s vital to keep your life insurance policy up to date by reviewing it regularly with a financial professional. Here are some important factors […]
