2023 Open Enrollment For those with an Arizona individual or family health insurance policy the annual open enrollment period begins November 1st, 2022 and ends January 15th, 2023. If you enroll by December 15th, 2022 your coverage will begin January 1st, 2023, otherwise February 1st, 2023. There are two major changes in the Arizona market […]
Level-Funding Basics Many small to mid-sized employer groups are looking to save money on their Arizona group health insurance premiums. One way to possibly save premium is by enrolling in a level-funded/self-funded group health plan. Employers that choose a level-funded plan have equal monthly premium payments that go toward stop-loss insurance, aggregate, administrative fees, third […]
Did You Know? Ninety percent of couples will be impacted by long-term care at some point in their relationship. Eighty percent of males that require long-term care are married, yet eighty percent of women that require long-term care are not married. This makes sense given the fact that women typically live longer than men. More […]
