Is a life insurance policy through your job enough Most people get life insurance through their employer because it’s easy and convenient. All you have to do is sign up. You don’t have to take a medical exam, and you only have to fill out one form and name a beneficiary. The problem, however, is […]
Funding For Medicare Advantage Plans Private insurance companies offer Medicare Advantage plans as well as Medicare supplement plans. Advantage plans are funded through federal government general funds, Medicare premiums, and payroll taxes. The federal government, on an annual basis, determines how much to pay private insurance companies to insure each Advantage member. What many individuals […]
Sadly, most individuals equate long term care with dying, when in actuality it is the exact opposite, it is about living. Services rendered in the long-term care field are intended to make life easier. Unfortunately, because many Americans do not plan for a scenario where long-term care is required, their financial assets and livelihoods are […]
