Arizona Health Insurance Policy Rules

All Arizona health insurance plans have rules that must be followed. Some health insurance plans are more restrictive than others, and not knowing the rules of your plan can lead to claims not being paid. Generally speaking, HMO (Health Maintenance Organization) and EPO (Exclusive Provider Organization) plans are more restrictive than PPO (Preferred Provider Organization) […]

Medicare Part D Prescription Coverage

Original Medicare does not cover prescription medications. Medications dispensed in a hospital or doctor’s office typically are covered by Medicare. Sometimes those with Medicare have prescriptions covered through an employer, and others have prescriptions covered through a Medicare Advantage plan (aka Plan C or MA plans.) The rule of thumb when it comes to Medicare […]