Today, after definitive cancer treatment, a normal life expectancy is common thanks to advances in medical therapy. Depending on the type of cancer, favorable life insurance underwriting is possible. When applying for life insurance after a diagnosis of cancer the insurance company may postpone the application. In other words, the applicant poses too high of […]
In 1993 President Clinton signed the Omnibus Budget Reconciliation Act (OBRA ’93.) The law basically states that if you need more long-term care than you can afford, Medicaid will step in and pay. An individual can be quite wealthy and hold substantial assets and still qualify. The downside is that if you take the deal […]
It is a given that any financial plan worth its salt should include life insurance. If the unexpected were to happen: There are many different types of life insurance policies. In many cases a simple, straightforward, and very affordable term life insurance policy may fit the bill, but other options are available. A life insurance […]
