If you haven’t heard of a new drug named Aduhelm, find comfort in the fact that you have been paying for it each month if you are on Medicare. Remember that nearly 15% Medicare Part B premium increase you received a few months ago? Half of the increase was a direct result of Medicare deciding […]
If you are a young and healthy group, a Level-Funded group health insurance policy may be just for you. Level-Funded group health insurance policies are, in general, self-funded plans that have three elements: Stop- loss insurance, potential surplus refunds, and third-party claims administration (TPA.) The TPA is usually the insurance company offering the level-funded group […]
The three most common objections to purchasing an individual disability insurance policy are: No Need, No Money, No Hurry. Take “No Hurry” as an example. The answer to this objection is a simple statement of fact… health can change. We never plan for an accident, they simply happen. Life is unpredictable. From insurance salespeople to […]
