The World Health Organization recently reported a 25% increase in depression and anxiety, likely due to Covid related restrictions. Isolation, feelings of loss, and financial stress are at an all time high. Thankfully, social stigma related to mental health issues continue to decline, but misconceptions remain on how such issues affect our ability to purchase […]
Let’s assume you want an accident and illness disability income (DI) insurance policy to cover you to age 65. Also assume there is a 90 day elimination period (waiting period) before benefits begin. You will want a DI policy that offers a liberal definition of total disability for your occupational class. Also, you will want […]
Mention the topic of Arizona disability insurance and often the response is that we are in no hurry to purchase such coverage, or have no need, or no money. Of these responses the most important one to discuss is “no need.” As a rule, rarely will any of us purchase something we believe we don’t […]
