Since 1965, nearly 90% of all long term care (LTC) expenses have been paid for primarily by government agencies such as Medicaid. For many there is a belief that relying on public assistance such as Medicaid will lead directly to poor care in a nursing home during a LTC medical issue, and many resent the […]
The highly compensated employee that only has group disability coverage is likely at a disadvantage over others. The high earner likely has a much smaller percentage of their income covered than lower earners on the same group long term disability policy (LTD.) Typically, highly compensated employees such as attorneys, physicians, business owners, and successful salespeople […]
As of 4/1/2022, those enrolled in Medicare Part B may now receive up to eight in-home COVID tests each month, no prescription required. The tests are available for pick-up at most major pharmacies, and many local pharmacies as well. You must present your original Medicare ID card, not your private Medicare supplement, Advantage plan, or […]
