If you are 65 and over and are Medicare eligible, trouble may be ahead if you are offered COBRA at retirement and elect such coverage. TWO ISSUES: ONE: COBRA is considered secondary coverage, Medicare primary. Enrolling in COBRA instead of Medicare Part B, you run the chance of incurring large medical bills. TWO: If you […]
The short answer is no if you are paying the premium yourself. If your employer is paying the majority of the premium then of course dental insurance is worth it. If you are self-employed, have individual coverage, or are on Medicare, it rarely makes sense to purchase such coverage in my opinion. Annual dental benefits […]
Most health insurance companies offer online access to your account. The vast majority of questions most people have can be answered through their online portal, such as remaining deductible, whether a claim was paid, or if a certain provider is in-network. Other information such as your specific Summary of Benefits is very helpful in determining […]
