There are ten states that did not expand Medicaid when the ACA was passed into law on March 23rd, 2010. In the forty states that did expand Medicaid an applicant’s income must be at or below 138% of the Federal Poverty Line (FPL.) ACA Federal subsidies have been expanded for those living in the ten […]
Medicare’s General Enrollment Period (GEP) is designed to punish those that did not enroll in Medicare Part B in a timely manner. Unfortunately, many individuals on COBRA that believe they are playing by the rules will find out come Medicare Part B enrollment time that they will face punitive premium charges for the rest of […]
Why would a 35-year-old millennial purchase an old-school life insurance policy like those offered to their parents decades ago? The short answer is that old-school Participating Whole Life Insurance policies are still an excellent value. Participating whole life insurance policies offer a guaranteed premium and a guaranteed death benefit. They also offer a guaranteed cash […]
