Michael Higgins Insurance

Michael Higgins Insurance

Arizona Health Insurance

  • Arizona Short Term Health Insurance
  • Medicare Supplement Plan
    • Arizona Medicare Supplement PPO
  • Health Insurance
    • Arizona Small Business Health Insurance
      • Arizona Small Group Health Insurance
      • Arizona HSA Health Savings Accounts
    • Arizona Family and Individual Health Insurance FAQ’s
    • Arizona Grandfathered Health Insurance Policies
      • Aetna
        • Arizona HSA Health Savings Accounts
    • Patient Protection and Affordable Care Act (ObamaCare)
    • Blue Cross Blue Shield Arizona Guidelines
    • Arizona Student Health Insurance
    • Prescription Medication Pricing Myths
  • Term Life
    • Types Of Arizona Term Life Insurance
  • Blog
  • Contact
    • FAQs
  • About Broker
    • About Mike Higgins
    • Already Insured? Change Brokers
    • Benefits Of Having A Broker
    • Testimonials
  • Travel Medical Insurance
  • Arizona Dental Insurance Family/Individual

Category: Arizona Health Insurance

An Arizona health insurance broker offering policies from Blue Cross Blue Shield of Arizona primarily, and his insight into the wild world of health care.

Arizona Term Life Insurance

Posted on September 6, 2022 by Michael Higgins

    Arizona Term Life Insurance-No Physical Exam

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Posted in Arizona Health Insurance

2023 Arizona Group Health Insurance Premiums Rising

Posted on September 5, 2022 by Michael Higgins

In 2023 the average annual Arizona health insurance premium per employee will be $13,800! Aon, a professional services company, predicts that most employers will see an average premium increase of 6.5% over 2022 premiums. The average group health insurance premium increase in 2021 and 2022 was 3%, well below the 9.1% inflation rate at the […]

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Posted in Arizona Health Insurance

What Is COBRA Health Insurance?

Posted on September 2, 2022 by Michael Higgins

COBRA (Consolidated Omnibus Budget Reconciliation Act of 1985) is a temporary extension of group health insurance coverage that the employee pays for. On very rare occasions an employer may agree to help pay for COBRA coverage. Whether laid off or fired, COBRA coverage provides temporary health insurance for those losing group health insurance through an […]

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Posted in Arizona Health Insurance

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Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. — Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! — Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance… — Laura
Thank you. This is helpful and I appreciate your time and assistance. — Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! — Liza,
“Hi Mike, …my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX — Rick,
“Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte”



Prescription Medication Pricing Myths

UP TO THREE YEARS

UP TO THREE YEARS

Short Term Medical

What our customers are saying…
Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. -- Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! -- Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance... -- Laura
Thank you. This is helpful and I appreciate your time and assistance. -- Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! -- Liza,
"Hi Mike, ...my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX -- Rick,
"Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte"
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