Michael Higgins Insurance

Michael Higgins Insurance

Arizona Health Insurance

  • Arizona Short Term Health Insurance
  • Medicare Supplement Plan
    • Arizona Medicare Supplement PPO
  • Health Insurance
    • Arizona Small Business Health Insurance
      • Arizona Small Group Health Insurance
      • Arizona HSA Health Savings Accounts
    • Arizona Family and Individual Health Insurance FAQ’s
    • Arizona Grandfathered Health Insurance Policies
      • Aetna
        • Arizona HSA Health Savings Accounts
    • Patient Protection and Affordable Care Act (ACA/ObamaCare)
    • Blue Cross Blue Shield Arizona Guidelines
    • Arizona Student Health Insurance
    • Prescription Medication Pricing Myths
  • Term Life
    • Types Of Arizona Term Life Insurance
  • Blog
  • Contact
    • FAQs
  • About Broker
    • About Mike Higgins
    • Already Insured? Change Brokers
    • Benefits Of Having A Broker
    • Testimonials
  • Travel Medical Insurance
  • Arizona Dental Insurance Family/Individual

Category: Arizona Health Insurance

An Arizona health insurance broker offering policies from Blue Cross Blue Shield of Arizona primarily, and his insight into the wild world of health care.

The Benefits of Life Insurance

Posted on August 8, 2022 by Michael Higgins

There are a number of advantages of having life insurance, yet only half of Americans have life insurance. Of the 50% that have coverage nearly 80% wish they had purchased life insurance earlier in life. Many individuals discover too late that life insurance can help them reach their financial goals, and the younger a person […]

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Posted in Arizona Health Insurance

When Arizona Term Life Insurance Expires (Part 2)

Posted on August 7, 2022 by Michael Higgins

When considering what to do when an Arizona term life insurance policy ends, several options may be available to the policyholder as previously discussed in Part 1 on this topic. These options are time sensitive so please read Part 1. Converting a term life insurance policy to a Universal life insurance policy may be possible, […]

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Posted in Arizona Health Insurance

When Arizona Term Life Insurance Expires (Part 1)

Posted on August 6, 2022August 6, 2022 by Michael Higgins

When the end of the time period an individual has selected to be covered on an Arizona term life insurance policy arrives (typically 10-30 years) the policyholder may have several options. By planning ahead several years in advance of the end of term life coverage, the policyholder may be able to convert the term life […]

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Posted in Arizona Health Insurance

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Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. — Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! — Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance… — Laura
Thank you. This is helpful and I appreciate your time and assistance. — Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! — Liza,
“Hi Mike, …my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX — Rick,
“Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte”



Prescription Medication Pricing Myths

UP TO THREE YEARS

UP TO THREE YEARS

Short Term Medical

What our customers are saying…
Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. -- Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! -- Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance... -- Laura
Thank you. This is helpful and I appreciate your time and assistance. -- Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! -- Liza,
"Hi Mike, ...my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX -- Rick,
"Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte"
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