Michael Higgins Insurance

Michael Higgins Insurance

Arizona Health Insurance

  • Arizona Short Term Health Insurance
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    • Arizona Medicare Supplement PPO
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      • Aetna
        • Arizona HSA Health Savings Accounts
    • Patient Protection and Affordable Care Act (ObamaCare)
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    • Arizona Student Health Insurance
    • Prescription Medication Pricing Myths
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    • Types Of Arizona Term Life Insurance
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Category: Arizona Health Insurance

An Arizona health insurance broker offering policies from Blue Cross Blue Shield of Arizona primarily, and his insight into the wild world of health care.

Arizona Prescription Medication News

Posted on April 13, 2023 by Michael Higgins

In a past post, we discussed two companies with hopes of disrupting the prescription drug market. Amazon Pharmacy and Mark Cuban’s Cost Plus have entered the pharmacy arena but have not disrupted the status quo. Why? Because cheaply priced generic drugs offered through many programs and apps are cheaply priced on Amazon and Cost Plus, […]

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Posted in Arizona Health Insurance

Arizona COVID Testing and Treatment

Posted on April 4, 2023 by Michael Higgins

Approximately three years ago the federal government mandated that the cost of COVID vaccines, treatment, and testing must be covered at no cost to the patient. Through the Families First Coronavirus Response Act of 2020 Arizona health insurance companies began covering these costs. On May 11th, 2023, most of these costs will now be subject […]

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Posted in Arizona Health Insurance

Arizona Medical Debt

Posted on March 28, 2023 by Michael Higgins

Nearly one third of the US population has medical debt, and a fourth of those owe more than $5000.00. It is not just the uninsured who face medical debt, many with health insurance have large deductibles and coinsurance. The maximum out of pocket for most ACA policies is $9100 for an individual and double that […]

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Posted in Arizona Health Insurance

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Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. — Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! — Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance… — Laura
Thank you. This is helpful and I appreciate your time and assistance. — Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! — Liza,
“Hi Mike, …my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX — Rick,
“Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte”



Prescription Medication Pricing Myths

UP TO THREE YEARS

UP TO THREE YEARS

Short Term Medical

What our customers are saying…
Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. -- Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! -- Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance... -- Laura
Thank you. This is helpful and I appreciate your time and assistance. -- Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! -- Liza,
"Hi Mike, ...my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX -- Rick,
"Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte"
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