What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Millions To Lose Group Coverage

The CBO, (Congressional Budget Office,) recently released a report stating that 9 million people will lose their group health insurance coverage in the next two years, (2 million in 2015, 7 million in 2016 when the employer mandate fully kicks in.) Half of those that lose coverage will enroll in ACA Marketplace plans, receiving a subsidy, the other half will be uninsured. The number of uninsured in America will remain at 31 million through 2025.

The Affordable Care Act will run a deficit of $76 billion this year, and $109 billion next year, according to the CBO. The program will continue to run deficits each year through 2025, with total debt reaching $1.35 trillion. The ACA was to be deficit neutral.

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Posted by:
Michael Higgins

Posted on:
January 29th, 2015

Posted in: