Michael Higgins Insurance

Michael Higgins Insurance

Arizona Health Insurance

  • Arizona Short Term Health Insurance
  • Medicare Supplement Plan
    • Arizona Medicare Supplement PPO
  • Health Insurance
    • Arizona Small Business Health Insurance
      • Arizona Small Group Health Insurance
      • Arizona HSA Health Savings Accounts
    • Arizona Family and Individual Health Insurance FAQ’s
    • Arizona Grandfathered Health Insurance Policies
      • Aetna
        • Arizona HSA Health Savings Accounts
    • Patient Protection and Affordable Care Act (ObamaCare)
    • Blue Cross Blue Shield Arizona Guidelines
    • Arizona Student Health Insurance
    • Prescription Medication Pricing Myths
  • Term Life
    • Types Of Arizona Term Life Insurance
  • Blog
  • Contact
    • FAQs
  • About Broker
    • About Mike Higgins
    • Already Insured? Change Brokers
    • Benefits Of Having A Broker
    • Testimonials
  • Travel Medical Insurance
  • Arizona Dental Insurance Family/Individual

There Are Worse Things in Life

Posted on August 19, 2022 by Michael Higgins

“There are worse things in life than death. Have you ever spent an evening with a life insurance salesman?” Woody Allen. As funny as this is it is an unfortunate stereotype. Need a room cleared as quickly as possible, simply mention that you sell Arizona life insurance! I understand, I get it. People rarely flock […]

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Posted in Arizona Health Insurance

Arizona Health Insurance Maximum Out-Of-Pocket

Posted on August 18, 2022 by Michael Higgins

For most types of health insurance coverage, the Out-Of-Pocket (OOP) Maximum is exactly what you would expect given the name. It is the maximum dollar amount you will spend out of pocket in a given year on such things as deductibles, pharmacy, co-insurance, and co-pays related to in-network services. The maximum OOP is actually the […]

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Posted in Arizona Health Insurance

How Much Are Arizona Medicare Supplement Plans?

Posted on August 17, 2022August 17, 2022 by Michael Higgins

Arizona Medicare supplement insurance plans typically have a higher premium associated with them as opposed to Medicare Advantage plans. The premiums may be higher, but Advantage plans will cost you more over time most likely. The old saying that there are no free lunches has never been truer. For someone soon to turn 65 years […]

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Posted in Arizona Health Insurance

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Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. — Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! — Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance… — Laura
Thank you. This is helpful and I appreciate your time and assistance. — Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! — Liza,
“Hi Mike, …my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX — Rick,
“Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte”



Prescription Medication Pricing Myths

UP TO THREE YEARS

UP TO THREE YEARS

Short Term Medical

What our customers are saying…
Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates. -- Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal! -- Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance... -- Laura
Thank you. This is helpful and I appreciate your time and assistance. -- Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything! -- Liza,
"Hi Mike, ...my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the comments about you on the website were heartfelt. Thank you. -L.M. Houston, TX -- Rick,
"Mike, You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!! Sincerely, Charlotte"
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