It is not uncommon for many of us to trick ourselves into believing that we don’t need individual disability income insurance or can put off such a purchase until we are a bit older and financially secure. Sometimes we tell ourselves that there is no need for disability insurance in our particular case. Sure, it […]
Arizona health insurance companies have done their level-best over the years to use as many letters as possible to describe a wide variety of insurance products… PPO, HMO, EPO, POS, HDHP, HRA, HSA, and WOW, that is confusing! In the not so olden days people simply paid cash for medical services. Then along came insurance […]
The first step in any business succession plan is to properly valuate your business. This is much easier said than done for certain industries such as financial services. These types of businesses rarely have many hard assets, instead their value lies in intangibles such as goodwill. This is not to say assigning a value is […]
