Life insurance is governed principally by state law. Life insurance is a printed contract, and is basically a promise that the insurance company makes to pay a specified amount of money to a beneficiary when the policyholder passes away. Life insurance contracts are unique in the world of legal contracts. They are unilateral, aleatory, and […]
It is likely that the first thing a new employee will focus on before accepting a position with a company is salary. If they accept the position, what’s the first thing their better half will ask when arriving home? What’s the salary? They ask this question for a very simple reason, salary is important. Which […]
If you have individual health insurance coverage and are moving from one state to another, it is important to know that individual policies are state based. You must enroll in a new plan in the state that you permanently reside. Typically, insurers require that you reside in a state a minimum of six months of […]
