Planning for the Birth of a Child ?

How exciting. You are planning to have a child and want to be sure that the mother and baby will be adequately covered with Arizona maternity insurance during and after the pregnancy.

Arizona Maternity Insurance

All Blue Cross Blue Shield of Arizona policies include Arizona maternity insurance coverage. Complications of pregnancy are covered as well.

Since maternity expenses are generally considered “Qualified Medical Care Expenses” eligible for reimbursement from a Health Savings Account (HSA), purchasing a high deductible, lower premium, Health Savings Account qualified plan from Blue Cross® Blue Shield® of Arizona is a smart way to pay for the birth of a child. The Blue Cross Blue Shield of Arizona Portfolio plans are HSA qualified. At Michael Higgins Insurance we like to say that HSAs are like IRAs for your health. Simply purchase a high deductible, lower premium HSA qualified health insurance plan, then deposit monies into a tax-free HSA savings account. When you need money to pay for your medical expenses up to the deductible it comes out of the HSA account, tax-free. In most cases paying for the birth of a child with an HSA will be less expensive due to the tax-free aspect of the policy. In addition, a sizable amount of money will be saved by using in-network providers. The pre-determined negotiated rate savings between BCBSAZ and the providers are passed along to you.

Arizona Maternity Insurance

If you are pregnant and uninsured outside of the annual open enrollment period, and do not qualify for a special enrollment period, please visit the federal health insurance exchange, (healthcare.gov) to see if you possibly qualify for coverage or Medicaid (AHCCCS in AZ.)

If you have any questions, please contact Michael Higgins 24/7 at 602.405.8769, or e-mail: info@higginscompanies.com

We look forward to hearing from you.