Michael Higgins, the founder and principal of Michael Higgins Insurance LLC, brings over 45 years of expertise as a health insurance broker in Arizona. His extensive background enables him to deeply understand your specific health insurance requirements, while also highlighting the key distinctions between various Arizona health plans, including the wide array offered by Blue Cross Blue Shield of Arizona. As a seasoned broker, it’s noteworthy that Michael Higgins has opted to mainly partner with Blue Cross® Blue Shield® of Arizona, as he firmly believes their plans consistently deliver superior value.“In my long career, whenever I’ve evaluated quotes and benefits from multiple insurers for a client, Blue Cross® Blue Shield® of Arizona has invariably emerged as the top choice for value.”
The challenges in Mike Higgins’ personal journey have instilled in him a profound appreciation for how individual decisions in managing health can profoundly impact outcomes. Once a semi-professional cyclist who logged hundreds of miles weekly on his road bike, Mike faced a life-altering incident on May 22, 1990, at 4:35 p.m., when a full-sized Chevy Blazer struck him. The vehicle’s rear tire rolled over his back and helmetless head, fracturing three neck vertebrae and his wrist. Thankfully, aside from a few stitches above his eye, no operations were required. He did, however, wear a neck brace for an extended period due to the spinal damage. Despite recommendations for surgery from some physicians, he decided against it. During his prolonged recovery, he gained more than 62 pounds, which exacerbated his back pain as the weight accumulated. Eventually, he resorted to sleeping on the floor against a wall for leverage to painfully stand up each morning. Once more declining surgery, he turned to alcohol to ease the discomfort, which only worsened his overall health amid his poor habits. In January 1996, almost six years post-accident, Mike Higgins committed to a transformative lifestyle overhaul. His vertebrae had mended long before, and drawing from his cycling days, he recognized that exercise could alleviate his depression, pain, and sleep problems. He enrolled at the YMCA and attended for 22 consecutive days to build the habit, gradually ramping up his workout intensity. Over the following year of steady gym visits, he shed the 62 pounds, and through ongoing regular exercise, he’s maintained that weight loss ever since. With encouragement from his family and peers facing comparable struggles, Mike has abstained from alcohol since that pivotal day in 1996—a choice that he, along with his loved ones, deeply values.
Health care needs vary for each person. By selecting Mike Higgins as your Arizona health insurance broker, you’ll work with an expert who’s well-versed in every plan from Blue Cross Blue Shield of Arizona and is himself a plan member. He’ll address all your inquiries, guide you through the application for a Blue Cross Blue Shield of AZ policy, and remain available for any follow-up concerns once you’re enrolled as a member
The testimonials, Click Here, from his many satisfied customers speak volumes, as do the awards he has received from Blue Cross Blue Shield of Arizona for his industry knowledge and leadership in the health insurance field.
If you would like to contact Mike Higgins, send an e-mail to mike@higginscompanies.com, or call: (602) 405-8769. He will be happy to answer any questions you may have.
If you are already insured with BCBSAZ and would like to have Mike be your broker, please complete this form and e-mail to the address above. Click Here
And here is a link to Mike’s blog which has near daily comments on Arizona and national health insurance. https://www.higginscompanies.com/blog/