Arizona Insurance Agents:
Michael Higgins Insurance, LLC. is ready to answer any questions you may have regarding Blue Cross Blue Shield of Arizona, Arizona health insurance, term life insurance, or the role agents and brokers have in the process of obtaining medical and life insurance.
Each state requires that all involved in the sale of health insurance be licensed in each state. Licensing requirements include financial and criminal background checks. BCBSAZ requires that all brokers carry Errors and Omissions insurance.
Choosing a broker from all of the agents vying for your business can be daunting. Experience is of utmost importance, and Michael Higgins has decades of experience in the Arizona health insurance business. What separates Michael Higgins from so many others is the ability to reach him any day at 602.405.8769. Please take the time to read some of the many comments made by existing, and past, clients posted throughout the website and on the testimonials page HERE. Of all the Arizona insurance agents available to you, nothing beats the one on one service you will receive from Michael Higgins Insurance, LLC.
Did you know that there is a wealth of information available to you through the Arizona Department of Insurance regarding Arizona insurance agents and brokers? Through their website you can look up any complaints lodged against any Arizona insurance agent or broker. You will discover that of the tens of thousands of Arizona insurance agents doing business in the state, Michael Higgins Insurance, LLC has a clean bill of health.
To this day there is still some confusion regarding the costs involved to the consumer while using the services of Arizona health insurance agents. The insurance company pays a commission, or flat fee, to the agent for each policy they sell. The agents don’t charge the customer for their service, and the premium is the same whether purchasing directly from the company or using a broker.