What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Child Only Coverage A Thing Of The Past

Well, it’s starting. Several very large health insurance companies announced over the last few days that they will no longer sell child-only policies. This of course is a direct result of ObamaCare. The new health insurance law demands that all health insurance companies that sell child-only policies, Click Here, must now accept all children, whether they have pre-existing conditions or not. Guaranteed issue as it is known in the business guarantees one thing for sure, no one will buy medical insurance until they need it. Health insurance companies tend to not stay in existence very long when they pay out much more than they collect in premium. There’s an easy way to avoid such a situation though, don’t sell policies that insure children any longer.

Whenever government tries to force the marketplace to do something that will sink the business model instead of letting competition take care of things, the consumer ends up getting the short end of the proverbial stick.

Michael Higgins


Leave a Comment


Posted by:
Michael Higgins

Posted on:
July 24th, 2010

Posted in: