What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Democrat: End Of Employer Health Insurance Near

Tennessee Governor Phil Bredesen says that employers are quickly realizing that it will be much less expensive to drop their group health insurance plans come 2014 than continue offering such coverage to their employees. Paying a $2000 fine per qualified employee not covered on the employer’s group plan will be one heck of a deal when compared to the current $6000 they spend now. Imagine what the employer will save three years down the road after several more premium rate increases due to Obamacare’s mandates. The employer will also avoid the 40% tax on Cadillac plans.

It is now a waiting game. Once the first large employer announces that they are dropping their group health insurance plan the flood gates will have been opened. To stay competitive every other employer will do the same, forcing millions of families into the exchanges or Medicaid, and the programs awash in more red ink.

This has been the game plan all along of course. Get as many folks as possible to rely on the government for their health care, food, and everything else imaginable, and you have a vote for life in the D column.

Michael Higgins


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Posted by:
Michael Higgins

Posted on:
December 10th, 2010

Posted in: