What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Financial Assistance for Arizona Health Insurance

There is a little known program from the Arizona Department of Revenue that offers between $1000-$3000 for individuals and families to help pay for health insurance. An individual must make less than $27,045 a year, a family of four $55,000. Income limits may be found at under the tax credit link. Applicants must be uninsured for at least six months. Businesses with 2-25 employees also qualify. There are no annual income limits on employers or employees, but the company must not have offered group health insurance for at least six months.

Once the applicant or business has received their certificate they may purchase a policy from Blue Cross Blue Shield of Arizona as an example. BCBSAZ will charge half premiums until the face value of the certifate is used. Individuals and companies may qualify for up to three years.

It is important to note that this is a $5 million dollar program, on a first come first serve basis. Once the monies run out applicants are placed on a waiting list. As of 02/15/2010 there was no waiting list.

Please contact Michael Higgins,, 602.405.8769, for more information.

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Posted by:
Michael Higgins

Posted on:
April 20th, 2010

Posted in: