What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Funny Numbers of Doc Fix

President Obama still insists that his new health insurance law will save $100 billion dollars over the next decade, and ten times that amount in the decade following.

The chief actuary of the administration says that the cost curve will not bend down as claimed. The administration says that if someone wants to keep their health insurance they can, the actuary says 14 million people will lose their health insurance coverage.

The Doc Fix bill about to be passed will add $134 billion to our debt, $65 billion of which will be in medical insurance expenses. The administration has broken up the true cost of the national health insurance law into multiple bills to sell it to the public. Obviously no one is buying it. 94% of business owners think that their health insurance bill is going to rise because of the health insurance mandate.

Another fudging of the numbers comes from the Class Act disability insurance plan. $70 billion in savings supposedly. How? It’s a new program. The administrations counts the premiums of the first five years when no claims are covered as income. They don’t say a word about their actuary saying that the program is set to be insolvent within 8 years.

Another grave concern is the fact that 75% of large employers plan on still supplying health insurance for their employees. That means that 25% plan on dropping their group health insurance, that’s 40 million people. When the other employers see the competitive advantage these 25% of businesses have you can bet that they will drop their group health insurance as well. All of these millions of families will have to go the government plan, adding untold billions to the cost.

Single-payer, that’s what this is all about. Drive the health insurance companies out of business so that another large entitlement program can emerge.

Michael Higgins


An Arizona health insurance company.

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Posted by:
Michael Higgins

Posted on:
May 28th, 2010

Posted in: