What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Indiana and Obamacare

Indiana is one of the few states that is not in financial ruin.

And then came Obamacare. 50,000 low income citizens will lose the state run HSA plans because of this new law. At a cost of $4 billion dollars over the next 10 years, Indiana will need to raise taxes to help pay for 25% of citizens on Medicaid once Obamacare kicks in.

Small employers will have to lay off employees to handle the new taxes and fines imposed by the new law.

Everything about Obamacare is ripe for over-utilization and overspending.

Michael Higgins


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Posted by:
Michael Higgins

Posted on:
October 15th, 2010

Posted in: