What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Medicare Cuts, Doctors Cut Loose

Doctors face a 22% cut in pay when treating Medicaid and Medicare patients if the $500 billion dollars scheduled to be cut out of the programs take effect. Though no one actually believes that the cuts will ever take effect, everyone knows that some amount must be.

In most cases doctors are small businessmen. With the latest, “doctor fix,” pay schedule only lasting six months this time around, physicians are faced with making cuts. One doctor is considering laying off her office manager, dropping Medicare, click here, patients, or moving her office to a less expensive part of town, further from her elderly patients.

The AMA states that 68% of physicians will limit the number of Medicare and Medicaid patients they treat if the reimbursement rates continue to be lessened. This will result in emergency rooms filling up even more, causing health insurance rates to climb higher and higher.

Michael Higgins


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Posted by:
Michael Higgins

Posted on:
September 13th, 2010

Posted in: