What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



ObamaCare, Rate Hikes, Less Choice

Don’t hold your breath waiting for Arizona health insurance premiums to go down as a result of ObamaCare. As everyone knew already the opposite is occurring.

Many medical insurers are now dropping their health insurance policies for children. This is because ObamaCare dictates that health insurance companies must insure children, no matter their health. Parents can now drop their health insurance for the children, buying it only when a claim needs to be paid. Come 2014 this is what will happen with all others, purchasing their health insurance when a claim needs to be paid thanks to ObamaCare’s mandate that insurance companies offer guaranteed issue plans. For now the insurance companies are simply dropping their child-only policies so that they are not put in the position of going broke, lessening the policy choices the buying public has. With a little luck in November, possibly ObamaCare will not be funded and eventually overturned.

Today, thanks to ObamaCare, health insurers are raising their prices to cover all the new expenses such as unlimited policy limits and mental health benefits. The days of $75,000, 30 day in-patient treatment centers are back.

Mess with the private sector and free enterprise and what you get is what we have now… higher unemployment, a double-dip recession, and costs rising. Not exactly the lowering of premiums we were told about in May.

Michael Higgins

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Posted by:
Michael Higgins

Posted on:
September 3rd, 2010

Posted in: