For those in Arizona losing Medicaid coverage effective April 1st, 2023 due to the Medicaid Unwinding mandate set forth by congress, CMS has issued a new sixty-day special enrollment period. During the pandemic the federal government would not allow any state to dis-enroll anyone on Medicaid, and during this time the federal government paid states […]

COBRA extends employer group health insurance coverage for a period of time, usually 18 months, but may be longer under certain circumstances. Federal law in relation to COBRA applies to employers with 20 or more employees. Many states, including Arizona, have “mini-COBRA” laws which apply to employers with 2-19 employees. It is important to understand […]

There are three categories of physicians when it comes to original Medicare. By far the largest category are those that accept Medicare assignment. The second group consists of doctors that are contracted with Medicare but do not accept Medicare’s payment schedule as payment in full. This group of physicians are allowed to charge up to […]