How we incentivize doctors and hospitals in our current health care system has it’s flaws. Well, actually, it is the fundamental flaw with the system, and nothing ObamaCare insists upon will change that. In fact it will make things worse. The only answer, the only fix, is repeal. We must start over, making small, market based adjustments from the ground up. The adjustments must address the rising cost of care, the uninsured, and the ability to keep coverage wherever the policyholder may be or employment status.
ObamaCare will ration care to control costs, there’s no other alternative. The Medicare, https://higginscompanies.com/health-insurance/medicare-supplement/ cuts will never happen.
What needs to happen is the strengthening the link between the policyholder and what the consume. Like buying a car or house, the consumer must shop for the best deal of quality care. most health insurance policies in force today pay for most of the care received, leaving no incentive for the policyholder to try and avoid such claims to begin with, that is, getting and staying healthy.
The day the general public starts treating health insurance as insurance, protection against financial catastrophe, is the day things start to get much better. Saying goodbye to the days of covering every little expense will be a blessing. Giving a tax incentive to carry a high deductible such as what is offered through HSA’s, https://higginscompanies.com/health-insurance/health-savings-plan/, the cost of health care will become manageable.
Michael Higgins
602.405.8769
An Arizona health insurance agent.