What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Roe v. Wade and The Individual Mandate

The main argument in Roe v Wade is the right of a , “zone of privacy,” for each individual. Let’s assume the government has the right to regulate health care. Even if this were true it can’t to do in a way that violates our constitutional rights. As an example the government can’t take away our right to assemble because doing so spreads germs and would burden the health care insurance system.

Privacy is a fundamental right according to Roe. The court agreed and said that we have the right to take care of our own health and person. Part of this right to privacy is the right to refuse health care. Even if a procedure would save your life you have the right to refuse it.

If our right to privacy allows us to make decisions relating to autonomy and health, doesn’t it give us the right to not by health insurance.

Because of the individual health insurance mandate, citizens will have to divulge personal medical care to health insurance comings forever.

Many have argued that the individual health insurance mandate is a tax and therefore it is legal. The courts have ruled that the government can’t tax as an ends to a means regarding something that is illegal to begin with. As an example you can’t have a special tax on a news station just because the station holds a certain political belief. Whenever liberals become strict constitutionalists you know they know they are in trouble.

Michael Higgins


An Arizona health insurance broker.

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Posted by:
Michael Higgins

Posted on:
June 17th, 2010

Posted in: