What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Rule Making On The Fly

As it turns out the HHS, (Health and Human Services,) department was never given the authority through the Obamacare law to issue waivers to certain companies, eliminating the need to comply with the costly law until 2014. By then of course these special companies will be able to completely drop their group coverage, shifting the massive cost to cover these employees on Medicaid onto the tax payer.

The HHS, it was just discovered the other day, gave itself the authority to issue waivers to companies and organizations, many of which are unions. It was the unions that pushed hard for Obamacare. It seems they love the idea of a single-payer system, it’s just the thought of paying for it that they are not too crazy about.

To date over 1400 companies have been granted a pass on Obamacare. An inordinate amount happen to be in Representative Pelosi’s district.

Michael Higgins

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Posted by:
Michael Higgins

Posted on:
June 23rd, 2011

Posted in: