What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



White Castle Is Flipping Out

White Castle just announced that 55% of it’s net income in 2014 will be eaten up by increased costs, fees, and fines thanks to ObamaCare.

The company now pays 70%-85% of the employee health insurance premium. ObamaCare forces employers that don’t pay at least 90.5% of the premium to pay a $3000 penalty per employee. White Castle employs 10,000 people. It will considerably cheaper for the company to simply drop their group health insurance plan and pay the penalties instead, something they are thinking about doing I’m sure.

Also thanks to ObamaCare, White Castle will spend millions of dollars creating new menus for the drive-thru and walk in customers. The menus must show calorie counts now. Showing calorie counts doesn’t work. People know things are fattening and delicious, that’s why they go to the restaurant to begin with.

White Castle is a perfect example of what we will see across the country in 2014. Employers dropping their group health insurance plans, click here, and paying the fine instead, forcing millions into government controlled programs. The intention of ObamaCare has always been to put private health insurers out of business, and have a single payer government medical insurance plan. Putting the big bad fast food companies out of business is just the cherry on top for this administration. Talk about a jobs killer!

Michael Higgins


An Arizona health insurance broker.

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Posted by:
Michael Higgins

Posted on:
July 10th, 2010

Posted in: