What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Zeal For Repeal

There have been many broken promises over the past year regarding health insurance, both before the new law was passed, and since.

The number one promise that is a lie, and the President and the administration knew that it was a lie, (a very serious accusation I am aware,) is the promise that if you like the health insurance plan that you currently have you can keep it. Due to the many new mandates, (forced changes to your health insurance policy,) many employers will simply drop their group coverage, click here for group coverage, and dump their employees on the government. Now that’s a change in health plans! Two thirds of all private medical insurance plans will not comply with the new mandates by 2013, forcing those policyholders to buy more expensive policies.

Next Promise: Bending the cost curve down. Medicare’s own lead actuary says that ObamaCare will raise health care spending by $310 billion in the first ten years.

Next Promise: Your premiums will go down. The President said premiums could go down around $3000 per family, per year, while stumping for his new health insurance law. Blue Cross estimates rates will rise 30%. The main culprit is cost shifting. The government says they are going to cut $500 billion from Medicare to help pay for ObamaCare. Guess who’s going to pay for that $500 billion in higher premiums, and also pay for the $310 billion in additional spending? You.

I’ll continue the promises in another blog entry tomorrow.

Michael Higgins


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Posted by:
Michael Higgins

Posted on:
August 11th, 2010

Posted in: