What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

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— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Arizona Health Insurance Exchange

The Obama administration, like all previous administrations, knows how to spin a story very well. If we were to believe what this administration is telling us about the implementation of health insurance exchanges in America, we would conclude that everything is just about up and running. Of course, nothing could be further from the truth.

The health insurance exchanges are a central part of Obamacare, it is where millions of people are to shop for health insurance online, and apply for financial assistance if qualified, as most will be. The administration recently stated that twenty-eight states are on their way to creating such exchanges, that there is nothing to worry about, no problems so far.

With a little quick math off the top of my head, doesn’t this mean that twenty-two states are not on their way to creating a health insurance exchange in their state, or about forty percent of all states? Forty percent non-compliance is a problem, a big problem, and spinning these numbers can only go so far.

Breaking these numbers down further it becomes apparent what is going on. The states controlled by Democrats are building health insurance exchanges, Republican controlled states are not. There are the states that fall in the middle somewhere of course, neither red or blue, and most of them are giving it a half-hearted attempt. The number of states playing nice with this administration totals fifteen. Thirty of the remaining thirty-five states are run by Republican governors, and they want nothing to do with Obamacare, and it shows. A wait and see policy is in place in these states, no reason to spend money on something that very likely will not survive the Supreme Court challenge.

When the administration was asked about these dismal numbers they said not to worry. If the states don’t have a health insurance exchange by 2014 the federal government will come in and run one. Really? They’re going to swoop in on a moment’s notice and successfully run a huge welfare program, while at the same time instantly verifying every applicants income? It has never been done before, and it’s not going to be done in 2014. Obamacare is a trainwreck, two-thirds of Americans are aware of this, the other third slowly realizing the same.

Michael Higgins

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Posted by:
Michael Higgins

Posted on:
January 26th, 2012

Posted in: