What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Forced To Change Health Plan

A new government report states that at least half of all group health insurance plans, , will have to change insurance plans, even if the employees are happy with the plan they have. If you are a small employer you are even more likely to lose your health insurance policy. Two thirds of small employers will be forced to change their group medical insurance plan. If you like your health insurance you can keep it was the promise, the reality is that this is not true in most cases.

The term, “bait and switch,” comes to mind. These figures are government figures, imagine what the reality will be. Eighty or ninety percent of small employers will lose their health insurance and be forced to buy much more expensive group medical plans that qualify under ObamaCare. Or they will drop their group insurance policies, which is much more likely. It will be cheaper for them, and once one employer drops their group health insurance all the other small employers will follow suit to remain competitive.

Michael Higgins

An Arizona health insurance broker.


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Posted by:
Michael Higgins

Posted on:
June 21st, 2010

Posted in: