What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Democrat: Don’t Save the Dying

A senate Democrat candidate says that it is a waste of money to extend the life of the dying for a few months. Mr. Ferre says that the government should move to universal health insurance and let the government decide how much to spend on certain procedures, basically deciding who lives and dies.

Having a death panel deciding your fate while on Medicare is of grave concern. To have several elected officials, armed with reams of figures showing the cost of keeping the dying alive for the last three months of their lives, deciding to cut off funding for the life extending procedures is something some are considering.

Many would agree with this train of thought. Why spend millions of dollars for a life filled with tubes, pain, and more pain? Imagine the monies that could be saved, the lower premiums for health insurance.

There’s only one problem with this train of thought, it’s the fact that someone else other than you is making these decisions. It is someone else deciding how much your life is worth, and it is the beginning of a very slippery slope.

There are many ways to control health insurance premiums, but cutting the funding of the dying isn’t one of them.

Michael Higgins


An Arizona health insurance agent.

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Posted by:
Michael Higgins

Posted on:
June 22nd, 2010

Posted in: