What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Is Health Insurance Mandate A Tax?

According to President Obama, the individual mandate requiring all Americans to have health insurance is a tax, and his lawyers argued this point in court the other day. Of course this is exactly the opposite of what he said throughout the health care debate. Saying one thing and doing another never bodes well for a president. The feeling of bait and switch comes to mind once again.

Based on the Anti-Injunction Act, the lawyers asked to throw out the Florida lawsuit against ObamaCare. The act restricts courts from interfering with the federal government’s right to collect taxes. How forcing someone to buy health insurance can be considered a tax is something only a politician could come up with.

President Obama said of the forced health insurance for individuals and students that the mandate was, “absolutely not a tax increase.” When the reporter read the definition of a tax increase to the President he became angry. We must remember that the president is a lawyer. He knows the law, and he knows what he was doing when he looked the American people in the eye and said it wasn’t a tax. To say the complete opposite now can only lead one to conclude that lying is not beyond our leader.

President Obama is simply trying to fool the court, but he isn’t fooling anyone else. He is in court arguing for a huge middle class tax increase, plain and simple.

Michael Higgins


An Arizona medical insurance agent.

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Posted by:
Michael Higgins

Posted on:
June 23rd, 2010

Posted in: