What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Health Insurance and The Pill

Planned Parenthood wants health insurance companies to cover the pill under preventive services, that is, for free. Under ObamaCare all preventive services must be free. Now Planned Parenthood is quietly getting their ducks in a row with a website asking citizens to submit stories of how the pill changed their lives.
How the pill would be considered preventive medicine I can’t imagine. The CBO issued a report that free preventive checkups will not lower costs of health insurance in the long run in any case. Adding the pill to the list of free medical benefits will only increase the cost of the new national health insurance plan.

Adding the pill as a free benefit of health insurance would essentially be stating that the government thinks lowering the birthrate would lower costs. The opposite is true. For the Medicare Ponzi scheme to continue we need a higher birthrate. Adding another mandate to health insurance policies will add billions of dollars to premiums, exactly what the pill will do. Taking the pill is also a personal choice, like having a nose job or breast enhancement, neither of which would benefit the health of the individual.

Why should the rest of America have to pay for the pill for the relative few that would benefit from receiving free pills? Billions of dollars of added premiums is at play, and this must be stopped.

Michael Higgins

An Arizona health insurance broker.


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Posted by:
Michael Higgins

Posted on:
June 29th, 2010

Posted in: