What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!



Health Insurance Premiums, Up, Up, and Away

It’s starting. Economic forecasters with the federal government released a report yesterday stating that Obamacare will cause health insurance premiums to rise and seniors to lose coverage and benefits. Shocking. More surprising is the fact that the forecasters doubt that the billions of dollars in Medicare cuts included in the health care overhaul bill will actually transpire. Why you may ask? Because if the government were to actually cut half a trillion dollars from Medicare it would put at least 15% of hospitals out of business. This would guarantee long lines of seniors looking for care, a politicians worst nightmare.

A trillion dollars to solve our health insurance woes, and the bottom line from the federal government’s Office of the Actuary is that premiums are going to rise and older folks are going to feel it in other places other than their pocketbook.

The report mentions a couple of other gems, the fact that four million households will be hit with the penalties for not buying health insurance until they have a claim, and the new long term care insurance plan included in the new law will be insolvent within a few years of it’s start. Again, shocking.

Hope and Change.


Michael Higgins


An Arizona health insurance broker.

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Posted by:
Michael Higgins

Posted on:
April 23rd, 2010

Posted in: